Trauma Cover for Men
Trauma Cover for Men There is no specific trauma cover for men, but there are conditions that only men get such as testicular cancer which is covered with Trauma Cover. Trauma Cover will pay the insured amount if the person insured is diagnosed with, or suffers a severe medical condition covered by the insurer. The number of conditions depends on the insurer and whether you have basic or comprehensive cover. There are specific insurance benefits that provide trauma cover for men and specific benefits for women. Still, the scope of this article is to talk about what insurance coverage is [...]
Cheapest mortgage rates
We now have the cheapest mortgage rates...ever! If you're asking yourself, "is now a good time to buy" as far as interest rates go, we've got the cheapest mortgage rates we've ever had. Let's put it in perspective and compare dollars for dollars on what a mortgage interest could have cost you at 6.00% and what it would cost you today at 2.95% which should help you get an idea what a mortgage repayment will cost. Mortgage 1 If you had a mortgage of $500,000 over 30 years at 6.00% your fortnightly repayment would be $1383 and you would [...]
Insurance for COVID-19
Insurance for COVID-19, and what are your options? Firstly, there is no specific insurance cover for COVID-19 but the medical conditions or health complications it may cause you, could be covered and it will depend on the type of cover you have and the conditions that are caused by COVID-19. Let's look at a couple of scenarios Scenario 1 If you had income protection and were unable to work because you were sick, then you could be eligible to claim on your income protection policy whether the COVID-19 virus caused it or not. Your policy wording maybe something like "unable [...]
Income Protection Insurance
What is Income Protection Insurance, and who needs it? Income Protection Insurance is affordable for most people, especially if you insure for what you need and don't load your policy up to maximums with additional bells and whistles. Remember, if you are earning income for the household, then you're the biggest asset. You are going to earn more than your car is worth, or most likely even what your home is worth, and we don't think twice about insuring our car or house, yet all that, can go out the window if you lose your ability to earn income to [...]