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“Ill health and lack of health insurance are one of the four main causes of people going bankrupt.”
Ministry of Economic Development – Insolvency and Trustee Service Statistical Data Report 2007-2008

Self Employed Income Cover

Pays a monthly benefit if the insured person is unable to work because of a total disability. This cover is ideal for business owners who find it difficult to demonstrate their income. In many cases, much of the profit is poured straight back into the business rather than drawn as personal income. This means that sometimes the personal drawings of the business owner do not accurately reflect their i