Funeral Cover Funeral Cover is very affordable for most people, and there are some great benefits which differ from Life Insurance.  Have you ever heard of the family raising funds to pay for someone’s funeral, or even start a give a little page because there is no money to pay for a funeral? Funeral Cover Benefits There are some unique benefits to funeral cover that you do not get with standard life insurance, and it is vital to understand the difference.  However, if you can get what we call fully underwritten life insurance, then that is what you should do. [...]

Redundancy Insurance This cover usually is available as an add-on to Income Protection insurance but may be able to be purchased separately through some insurers.  Redundancy Insurance is not often part of have Income Protection insurance, and you have to add it as an optional extra. Why should you have redundancy insurance? Firstly, not all occupations can get this type of cover, so you will need to check with your adviser, whether it is available for your occupation class or industry. Think for a moment, what your options are if you were made redundant, how would your household cope without [...]

Cancer Care Cancer Care can be a long hard road for patients, families and friends, as well as those who provide the care in our public and private health sectors. It is good news that our government is looking to provide a National Cancer Agency with $10M to establish the agency and a further $10M to get work underway, but is that enough. Looking at the basic math with $20M is that going to make a substantial difference to the people who need the care when compared to the government who has earmarked $370M for DHB bailouts. Funding shortfalls and [...]